
Finance · 08/14/2025
Preferred Stock Offers Steady Income for Investors
Preferred stock grants shareholders priority in dividend payments and asset liquidation. Compared to common stock, it offers more stable income and lower risk, making it suitable for investors seeking conservative returns. Before investing, thorough research is crucial to ensure alignment with your financial goals and risk tolerance. Preferred stocks often pay a fixed dividend, providing a predictable income stream. However, they typically offer less potential for capital appreciation than common stock. Consider your investment horizon and overall portfolio strategy before investing in preferred shares.

Education · 07/31/2025
North America Education Report Advocates for Transparency
North America Education Bulletin aims to break down barriers in educational information by providing accurate education news, building an open Chinese education community, promoting student exchanges, protecting user rights, and fostering transparency in the education industry.

Finance · 07/18/2025
Guide for Non-u.s. Residents Applying for American Credit Cards
This article provides a comprehensive guide for non-US residents applying for US credit cards, including steps to obtain an Individual Taxpayer Identification Number (ITIN), renting a US address, choosing the right type of credit card, setting up online banking, and building a credit history. With appropriate methods, non-US residents can successfully apply for US credit cards, facilitating personal finance and consumption.

Education · 08/07/2025
US Clarifies Citizenship Application Exemptions
This article examines the exemptions and adjustment options in the U.S. citizenship application process, particularly for elderly and disabled applicants. USCIS offers waivers from the English and civics education tests under specific conditions, aiming to ensure that the application process is fair and accessible to all.

Social Networking · 08/14/2025
US Noncitizens Fundamental Rights Explained
This article analyzes the basic rights of non-citizens and immigrants in the United States, emphasizing that everyone, regardless of their status, is entitled to fundamental rights such as freedom of speech, equal treatment, and the right to privacy. It also discusses the rights during interactions with law enforcement and the related legal protections.

Culture · 08/04/2025
AI Translation Tools Drive Global Business Expansion
CSOFT International is dedicated to providing global solutions for businesses, helping break down language and cultural barriers to achieve success in international markets. With extensive industry experience and a global resource network, we ensure effective cross-regional communication for enterprises.

Taxation · 05/29/2025
Key Steps to Take After Closing a Business
After shutting down a business, tax obligations do not disappear, and it is essential to submit the necessary tax returns promptly. If you encounter payment difficulties, contact the IRS promptly to discuss solutions and avoid future financial troubles and legal issues.

Finance · 08/01/2025
Ussouth Korea Trade Pact Revamped Posttrump Era
Former US President Trump announced a trade agreement with South Korea, featuring a $350 billion investment by South Korea in the US, $100 billion in energy purchases, and increased market access for US goods in South Korea. The US would impose a 15% tariff on South Korean goods. If implemented, this agreement would have profound implications for the US, South Korea, and the global economy. However, it also faces numerous challenges and uncertainties regarding its actual implementation and long-term effects.

Education · 06/13/2025
HTC Collaborates With Taiwan University to Advance Webxr Education
HTC collaborates with National Kaohsiung University to launch the 'WebXR 3D Immersive Creation' course, using the VIVERSE Create platform to develop students' skills in virtual world creation. This course breaks down programming barriers, encourages creative practice, and showcases the limitless possibilities of future design.

Finance · 08/06/2025
ARM Lowers 2026 EPS Forecast As Analysts Express Caution
According to the latest survey by FactSet, Arm Holdings' (ARM) EPS forecast for 2026 has been revised down from 1.77 to 1.72. The target price is set at 155.00. Analysts expect its revenue to continue growing over the next few years, demonstrating strong market potential.

Loans · 08/04/2025
10 Common Home Buying Mistakes to Avoid for Success
This article summarizes ten common misconceptions among homebuyers, including misunderstandings about down payments, choosing mortgage types, and the notion of buying a house with all cash. The goal is to help homebuyers make more rational decisions when investing in real estate to achieve a satisfactory living experience.

Travel · 08/01/2025
Eastern US Caves Reveal Natural Wonders
This article presents two travel routes on the East Coast, covering Washington, Niagara Falls, and an exploration of mysterious caves. It offers a rich experience, ranging from natural landscapes to historical and cultural insights, ideal for travelers seeking to delve deep into the East Coast over the weekend.

Culture · 02/18/2025
US Anticounterfeit Laws Strengthen Consumer Protections
The United States has a strong stance against counterfeit goods, with trademark laws imposing hefty fines and lengthy prison sentences for sales of fake products, ensuring consumer safety when shopping through legitimate channels. However, domestic regulatory mechanisms still need improvement to reduce the prevalence of counterfeit and substandard products.

Lawyers · 08/06/2025
US Parental Immigration Guide for Citizens
This article outlines the process and requirements for a U.S. citizen to apply for immigration on behalf of their parents. It covers visa applications, the importance of proving familial relationships, and special considerations for unique circumstances. The article aims to guide readers through the specific steps to obtain U.S. permanent residency.

Education · 08/07/2025
US Updates Vaccine Requirements for Immigrants
Vaccination is a crucial requirement in the immigration process. This article discusses the role of vaccines, the necessity of vaccination, related laws, and available healthcare resources, helping immigrants understand how to ensure both personal and public health.